Lexington South Carolina Real Estate

head_left_image

Acquire Real Estate in Columbia SC delivers a christmas gift

I conjunction with Palmetto Health Cancer center in Columbia South Carolina Acquire Real Estate and Laura Jefferson took on and adopted a patient for the Christmas needs. Delivering bags of gifts and food to this wonderful lady was more than we could ever have hoped for. We enjoy giving.

 

 

 

 My children on the visit with Mrs Mary

 

 

 

 

 

Cancer is a devastating disease. I have been affected alot over the last few years by this disease and just feel that its such a worthy cause.

  Acquire Real Estate

 

Copyright © 2009 by Laura Jefferson, Acquire Real Estate

 www.lauraslexingtonhomes.com

I specialize in Buying and Selling Lexington South Carolina Real Estate in and around the Midlands of  South Carolina.  If you are thinking about buying or selling your home in Lexington, Lake Murray, Gilbert, Irmo, West Columbia, Columbia, Red bank, Pelion, Gaston, Chapin, Prosperity, Saluda, Newberry or other surrounding areas of South Carolina, and more importantly, want to work with the local area expert, please contact me at your earliest convenience.

 

 

Face Book

6 commentsLaura Jefferson • December 30 2008 07:38AM

How Escrow Works

Escrow
To finalize the sale of a home a neutral, third party (the escrow holder, a.k.a. escrow agent or Attorney) is engaged to assure the transaction will close properly and on time. The escrow holder insures that all terms and conditions of the seller's and buyer's agreement are met prior to the sale being finalized, including receiving funds and documents, completing required forms, and obtaining the release documents for any loans or liens that have been paid off with the transaction, assuring you clear title to your property before the purchase price is fully paid.

The documentation the escrow holder may be collecting includes:

  • Loan documents
  • Tax statements
  • Fire and other insurance policies
  • Title insurance policies
  • Terms of sale and any seller-assisted financing
  • Requests for payment for various services to be paid out of escrow funds

Upon completion of all instructions of the escrow, closing can take place. All outstanding payments and fees are collected and paid at this time (covering expenses such as title insurance, inspections, real estate commissions). Title to the property is then transferred to the seller and appropriate title insurance is issued as outlined in the escrow instructions.

At the close of escrow, payment of funds shall be made in an acceptable form to the escrow. As your real estate agent, I'll inform you of the acceptable form.

The Escrow Holder Will:   The Escrow Holder Won't:
  • Prepare escrow instructions
  • Request title search
  • Comply with lender's requirements as specified in the escrow agreement
  • Receive funds from the buyer
  • Prorate insurance, tax, interest and other payments according to instructions
  • Record deeds and other documents as instructed
  • Request title insurance policy
  • Close escrow when all instructions of seller and buyer have been met
  • Disburse funds and finalize instructions
 
  • Give advice - the escrow holder must maintain neutral, third-party status
  • Offer opinions about tax implications

Mortgage Escrow Account

A Mortgage Escrow Account is established to pay on-going expenses while there is a loan on the house. These expenses include property taxes, home insurance, mortgage insurance, and other escrow items. Generally, the Escrow Account is partially funded at closing and the home buyer makes on-going contributions through their monthly mortgage payment.

For this and other great advice please visit my websites at www.lauraslexingtonhomes.com or www.laurasclients.com

Copyright © 2009 by Laura Jefferson, Acquire Real Estate

 www.lauraslexingtonhomes.com

I specialize in Buying and Selling Lexington South Carolina Real Estate in and around the Midlands of  South Carolina.  If you are thinking about buying or selling your home in Lexington, Lake Murray, Gilbert, Irmo, West Columbia, Columbia, Red bank, Pelion, Gaston, Chapin, Prosperity, Saluda, Newberry or other surrounding areas of South Carolina, and more importantly, want to work with the local area expert, please contact me at your earliest convenience.

 

 

Face Book

1 commentLaura Jefferson • December 27 2008 08:04AM

Columbia South Carolina's weekly top 10 to do

December 26 - January 1, 2008
If you would like to receive this list every week via email, click here.


Through Thursday, January 15. "Christmas on the Potomac" Card Exhibit. The 2008 card exhibit, "Christmas on the Potomac," will feature Christmas cards from US presidents, from Herbert Hoover to George W. Bush. Cards from University President Harris Pastides and, if available, US President-elect Barack Obama and Governor Mark Sanford,will also be on display. The cards are from the university library collections. Visit USC Library for more information.

Friday, December 26-Saturday, December 27. Christmas in Hopelands.
Each year the City of Aiken spreads holiday joy with a night-time journey though Hopelands Gardens lit by over 100,000 lights magically arranged in dazzling sculptures of the season. Holiday concerts add to the joy on the first eight evenings of the event starting at 7 p.m. Shuttle service from the Goodwill parking lot at 1400 Whiskey Road is available every night from 6 p.m. to 8:30 p.m. Call 803-642-7631 or visit the City of Aiken Department of Parks, Recreation & Tourism at (803) 642-7631 for more information.



Friday, December 26-Sunday, December 28. Doo Doo Brown at the Comedy House.
His comedy is as unique as his name. You've seen the one and only Doo Doo Brown on Comic View, Apollo and as a famed member of the Bad Boyz of Comedy and now he is here in Columbia for a few nights only! Visit the Comedy House for more information.

Saturday, December 27-Wednesday, December 31 & Friday, January 2. All Day Skate.Head out to Plex where you can skate from 9 am - 6 pm for $15 (members) or $20 (non-members). Call 360-7300 or visit Plex Indoor Sports for more information.

Saturday, December 27. After Christmas Burn the Calories Hike. This 3 hour hike (9 am - noon) will surely get your new year off on the right foot. Visit Adventure Carolina for more information.

December 27, 29, 30, & 31. Star Lab "Winter Sky" Planetarium Shows. A wintery trip through the seasons, constellations and moon phases. $3 per person. For more information call (803)898-4921 or visit the SC State Museum.

Sunday, December 28. 5, 10, 20 Celebration!The Columbia Museum of Art joins other Columbia museums in celebrating their 10th Anniversary. This year, EdVenture Children's Museum celebrates its 5th anniversary and the South Carolina State Museum celebrates its 20th Anniversary. In conjunction with all museum celebrations in the Columbia area, members of each museum will receive free admission to the museums this Sunday! Please bring your membership card for free admission. Visit the Columbia Museum of Art for more information.



Monday, December 29-Wednesday, December 31. Winter Break Camp
. Warm up at Riverbanks as we escape the cold to visit the animals of the tropics during Winter Break Camp 2008! Join us as we journey from the rainforest to the savanna searching for the hottest critters around. Campers ages 6-10 will participate in activities that focus on how animals are adapted to survive in the world's hottest climates. Come shake off the winter blues with three fun-filled days packed with hands-on activities, live animal encounters, arts & crafts, zoo walks and tons of games! The Riverbanks winter camp program is designed and led by the same professional staff that oversees our summer and spring camp programs. Space is limited, so register in person, by mail, or online.

Tuesday, December 30. USC Basketball. Come out and support the men's and women's basketball teams as they continue their winning seasons! The men will take on Clemson at 7 pm and the women will take on Jacksonville at 3 pm. Both games are home and will be held at the Colonial Life Arena. Visit the Gamecocks Online for additional information.

Tuesday, December 30. Sew Divine: A Gathering of Crafters. Interested in knitting, needlework, scrapbooking or other crafts? Bring your portable craft project and share some fun with fellow crafters! 11 a.m. - 12:30 p.m. at the Southeast Regional branch and from 1 p.m. - 2:30 p.m. at the Sandhills branch of the Richland County Public Library.

Complements of © 2008 Gardener Publications • Gardener Guides and Laura Jefferson Acquire Real Estate

Copyright © 2009 by Laura Jefferson, Acquire Real Estate

 www.lauraslexingtonhomes.com

I specialize in Buying and Selling Lexington South Carolina Real Estate in and around the Midlands of  South Carolina.  If you are thinking about buying or selling your home in Lexington, Lake Murray, Gilbert, Irmo, West Columbia, Columbia, Red bank, Pelion, Gaston, Chapin, Prosperity, Saluda, Newberry or other surrounding areas of South Carolina, and more importantly, want to work with the local area expert, please contact me at your earliest convenience.

 

 

Face Book

3 commentsLaura Jefferson • December 24 2008 08:46AM