Lexington South Carolina Real Estate

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City of Columbia South Carolina Down Payment Assistance

City of Columbia South Carolina, Community Development

Housing Division

 Everybody Counts.  Everybody Contributes.  Everybody Benefits.

LLH

  

Purchase Loan:  Maximum $200,000

  1) Down Payment:  $500.00   Regardless of Sales Price                                                                      

  2) Eligible Borrowers:

Credit worthy buyers with gross Household Incomes that do not exceed those listed below (owner-occupied loans only)

 

# in

 Household

1

2

3

4

5

6

Maximum Income

$34,800

$39,750

$44,750

$49,700

$53,700

$57,650

  

3) Eligible Properties:

Single family homes within the City of Columbia corporate city limits.  Home must be at least 10 years of age unless located in Edgewood Place or Randal Spalding redevelopment areas.

 4) Interest Rate:

Blended rate is approximately 1% below current market rates. (NO PMI)

 5) Contract Requirement:

All contracts must include the following:

 A) "All loose, flaking or peeling paint, inside and outside, will be repaired prior to closing."

                 B) Allow at least 45 days from contract date to date of closing.

                 C) Purchasers must pay prepaid items.

  6) Other Features:

A) Applicants MUST receive both

i) Credit counseling prior to writing a contract.

ii) Home-ownership Training provided by the City.

B) Must be a first time homeowner or cannot have owned a home in the last 3 years.

C) Property MUST be owner-occupied as long as the City holds the mortgage.

For more information please contact me and you can view available homes here.   

 

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Welcome to Exit Real Estate, your source for LEXINGTON South Carolina real estate. If you own real estate that you're thinking of selling, I would be happy to provide you with a FREE Home Evaluation.

In today's competitive real estate market, timing is everything. Many good homes are sold before they are ever advertised. Beat other homebuyers to the hottest new homes for sale in LEXINGTON South Carolina with my New Listings Notification

Whether you are buying or selling a home, hire someone like me, who wants to earn your business. I invite you to contact me as I'd be happy to assist you with this important transaction.

In addition, if you have any general questions about buying or selling real estate in Midlands South Carolina,please contact me as I'm more than willing to help. 

Please browse my website for listings, reports and important Lexington and Columbia South Carolina real estate information. 

Sincerely,   

Chip Jefferson
Exit Real Estate Consultants

803-360-0491

www.lexingtonscagent.com 

 

Chip Jefferson

Chip Jefferson


Exit Real Estate Consultants
5175 Sunset Blvd. Ste. 3
Lexington, SC 29072

Office:
803-358-0888
Mobile:
803-360-0491

Let me know how I can assist you with your Columbia SC Real Estate needs. I am here to help! View my Profile / Listings

3 commentsChip Jefferson • May 28 2009 07:38AM

Comments

Good Morning Laura,

Is every lender in Columbia a participating lenders or is there something you have to do with the City of Columbia?

Posted by Kevin Breeland (Residential Mortgage, LLC) over 2 years ago

You have to be approved with the City of Columbia. I know BOA and several lenders are eligible.

Posted by Chip Jefferson (Exit Real Estate Consultants) over 2 years ago

Laura --- what a wonderful tool for you to have.  WOW ----- good for you.

Mama Liz's Signature

Posted by Liz Loadholt- AgentOwned Realty- Covering SC over 2 years ago

Participate



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