Rick offers some great advice and great rates. If looking to qualify before looking call Rick and then contact me for a comprehensive look at the Lexington SC market.
Mortgage Rates for November 11th 2009 Happy Veterans Day
It's Your Credit...
You Have a Right to Know How it Looks!Did you know that all residents of the US have the right to obtain one free credit report from each of the three credit bureaus per year? Since your credit score is more important than ever due to today's tightening credit standards, it's the perfect opportunity to take advantage of this benefit.
But Beware...
Although you see commercials offering free credit reports, many companies actually charge a fee or require enrollment to qualify for the free report. That's why one of your best resources is www.annualcreditreport.com for a free report of your credit history. This report of your credit history can help you check the accuracy of the information in your report. However, it does NOT include your credit score. If you want to know your number, you can pay an add-on fee from the service or simply contact me for help determining your actual score.
Stagger Your Reports
Remember, you are only entitled to receive one free report from each bureau per year, so consider staggering the requests. For example, make a note on your calendar to order a report from TransUnion® one month, then one from Equifax® a few months later, and finally one from Experian® a few months after that. In essence, this will allow you to order three credit reports per year...and provide you the ability to monitor your credit throughout the year.Mortgage Interest Rates for Fixed and Variable Rate Mortgages*
Rates as of Wednesday, 11th November, 2009:
Term
Conforming
APR
Payment per
$1,000Jumbo
APR
Payment per
$1,000Arm Reset Term
FHA 30YR
360
4.75%
4.836%
$5.22
%
0.000%
$0.00
-
30yr Fixed Conv
360
4.75%
4.836%
$5.22
5.75%
5.842%
$5.84
-
FHA 3yr Arm
360
3.75%
3.831%
$4.63
%
0.000%
$0.00
3
5/1 ARM
360
3.5%
3.580%
$4.49
4.625%
4.711%
$5.14
5
3/1 ARM
360
3.5%
3.580%
$4.49
4.5%
4.585%
$5.07
3
5/1 ARM Interest Only
360
3.625%
3.706%
$3.02
%
0.000%
$0.00
5
VA 30 Year Fixed
360
4.75%
4.836%
$5.22
%
0.000%
$0.00
-
*Rates are subject to change due to market fluctuations and borrower's eligibility.
Ricky Khamis
CMPS, Senior Loan Officer
Nova Home Loans
Office: 480-559-9609
Email: Ricky@ApprovingAZ.com
Online Applicaiton www.ApprovingAZ.com
Cell 602-758-7425
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Welcome to Exit Real Estate, your source for LEXINGTON South Carolina real estate. If you own real estate that you're thinking of selling, I would be happy to provide you with a FREE Home Evaluation.
In today's competitive real estate market, timing is everything. Many good homes are sold before they are ever advertised. Beat other homebuyers to the hottest new homes for sale in LEXINGTON South Carolina with my New Listings Notification.
Whether you are buying or selling a home, hire someone like me, who wants to earn your business. I invite you to contact me as I'd be happy to assist you with this important transaction.
In addition, if you have any general questions about buying or selling real estate in Midlands South Carolina,please contact me as I'm more than willing to help.
Please browse my website for listings, reports and important Lexington and Columbia South Carolina real estate information.
Sincerely,
Chip Jefferson
Exit Real Estate Consultants
803-360-0491
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Chip Jefferson
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